1. About these terms
These Terms govern Almost Savings (formerly Almost: Shop Less, Save More), provided by Alexander Rysev, an individual based in Saudi Arabia. By using the app you agree to these Terms. The app is intended for people aged 16 and over. Contact: almostappsup@gmail.com.
Almost Savings supports mindful spending, purchase simulations, savings goals, debt planning, challenges, rewards and expense review. Availability varies by platform, operating-system version, permission and Premium access. Store purchase terms and mandatory consumer rights also apply.
2. Permitted use
You receive a limited, non-exclusive, non-transferable license for personal, non-commercial use. Do not use the app unlawfully, interfere with its operation, circumvent access controls or misuse other people's information. Use only information and images you have the right to provide. Keep your device and store account secure.
On iOS, the app license is governed by Apple’s Standard EULA. These service terms supplement that license and do not replace mandatory consumer rights.
3. Money, simulations and estimates
The app is not a bank, payment service or financial, investment or debt adviser. It does not hold funds, access bank accounts or transfer money. Almost Pay is a simulation: it does not buy the displayed item or charge its price. Optional system biometric confirmation is not a payment authorization. Actual Premium purchases are separate and are billed by the store.
Recorded savings reflect your decisions, not a bank balance. You make savings transfers or debt payments through your own banking service. Image text recognition compares a visible amount locally; it cannot establish authenticity or that a bank payment settled. You remain responsible for checking your accounts. Debt projections use the balance, interest and minimum payment you provide; fees, rate changes, payment timing and other factors can change the outcome. No particular savings or repayment result is guaranteed.
4. Automatic expense imports
Premium expense capture is optional. On supported iOS versions, you set up a Wallet transaction automation in Shortcuts to pass Apple Pay transaction information to the app. This does not read Wallet or bank history or guarantee coverage of all payments. You manage the external automation separately.
On Android, you choose bank/payment apps and grant notification access. Android's permission is broad; the app filters processing to selected sources. Missing, hidden, ambiguous or unsupported messages may prevent or misclassify an import. Review, edit and delete records as needed; duplicate safeguards are not bank reconciliation. Imported spending is not a saving reward. Existing records remain reviewable without Premium, while new capture requires active access. Do not rely on the journal as an official bank statement.
5. Shopping Pause
Shopping Pause is available on supported iPhones with Screen Time authorization. You choose apps and a savings target. Eligible new manual saving decisions count toward a cycle; previous or automatic entries do not. Reaching the target permits a 30-minute visit to one chosen app. Changes to eligible history can change progress. You may stop the feature in settings to remove its restrictions. System permissions and execution affect availability; it is not a guaranteed access-control or safety service. It is not offered as an Android app blocker.
6. Data, permissions and notifications
The Privacy Policy describes local records, images, expense imports, Screen Time selections, providers and your choices. Grant only permissions needed for features you want. Product analytics is optional and may be disabled in app settings. Install attribution, permitted purchase measurement and technical processing operate separately; disabling analytics does not stop them. On iOS, access to the advertising identifier requires system tracking permission.
Allowing system notifications enrolls this installation for cloud app announcements without a separate cloud consent switch. You may revoke notification permission in system settings. Local reminders, widgets and Live Activities can display financial information; choose appropriate lock-screen visibility. Device backups and copies you create are managed separately. Contact us for applicable data rights; deleting the app does not automatically delete provider records.
7. Premium purchases and subscriptions
Available plans, prices, currency, billing periods, trial conditions and included access are displayed before purchase. Apple or Google Play processes payments under its terms. A subscription renews automatically unless cancelled through the purchasing store before its renewal deadline. Any trial converts according to the terms shown at checkout unless cancelled in time. Deleting the app or resetting its data does not cancel a subscription.
Weekly, monthly and annual subscription plans may be available; the purchasing store and app show the actual options for your account and country.
The annual plan may include a 14-day introductory free trial for eligible customers when that offer is shown at checkout. Previous subscriptions, account eligibility and regional availability may affect the offer. Trial duration is read from the store; a different duration shown for an older or alternative offer is not automatically extended to 14 days. Starting a trial starts an auto-renewable subscription. Unless cancelled before its deadline, the annual price and currency shown at confirmation are charged after the trial, followed by annual renewals. If no free trial is shown or you choose a paid offer, billing follows that selected offer.
On Apple, cancel at least 24 hours before the trial or current period ends; early trial cancellation may end access immediately. On Google Play, cancel before the trial ends or the next renewal shown by Google; uninstalling is not cancellation. See Apple cancellation help and Google Play subscription help.
If offered, Lifetime Premium is a non-consumable one-time purchase for permanent Premium access within the app for the purchasing account; it is not a banking product or a guarantee that every external service will remain available forever. Restore eligible purchases through the app using the same store account. Do not assume purchases transfer between stores. Refunds are handled through the purchasing store and applicable law. Contact support for access problems.
8. Virtual currency and rewards
Coins, achievements and other virtual rewards are for app features such as customization. They have no monetary value, are not legal tender, cannot be exchanged for cash and cannot be transferred to other users. An in-app saving record or reward does not create a claim to real funds.
9. Availability, updates and local data
Features may be updated or changed. We may modify these Terms and show the revised date. Review material changes before continuing use. Keep your own copies of important financial records: local data can be lost through device failure, deletion, reset or backup problems. Stopping expense import does not delete records; resetting local data also stops Shopping Pause. Manage any external Shortcuts automation separately.
10. Responsibility and consumer rights
You make your own spending and financial decisions and must check imported records and estimates. To the extent permitted by law, we are not responsible for losses resulting from your financial decisions, inaccurate user inputs, unavailable third-party services or device failures. Nothing in these Terms excludes liability that cannot lawfully be excluded or limits mandatory consumer remedies, warranties, refund rights or data-protection rights.
11. Ending use
You may stop using the app at any time. Before removing it, stop Shopping Pause, disable external expense automations you no longer need and cancel any subscription through its store if desired. We may restrict use that violates these Terms to the extent permitted by law. Termination does not remove rights or obligations that law requires to survive.
12. Contact
For support, privacy requests or questions about these Terms, write to almostappsup@gmail.com. Identify Almost Savings and describe the issue; do not send bank passwords or full card details.